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Credit Union

Smart Money Cymru Community Bank

64-66 Cardiff Road, Caerphilly CF83 1JQ

4.2
(22)
Phone:
029 2088 3751
Website:
http://www.smartmoneycymru.co.uk/
Address:
64-66 Cardiff Rd, Caerphilly CF83 1JQ, United Kingdom
Open Hours:
Friday10AM–2PM
OPEN NOW

    Smart Money Cymru Community Bank Reviews

    4.2 stars based on 22 reviews

    Featured Comments:

    • D

      Denise

      1.0

      I applied for a savings account and paid the £5 activation fee with my own debit card in my name. I received an email explaining that further ID checks were needed. I've lived at my address for 5 years and opened plenty of accounts at this address, I've never had to do this. If you look at their manual application, stated on there as accepted ID it clearly says:"Benefit entitlement letter (confirming benefit payable within 12 months) - Identity or Address"I explained I had a letter notifying me of the carers allowance I receive to care for Mum but they said they would only accept this if it was within the last 3 months? You clearly say 12 months on your application.In addition to this they wanted another two forms of address identification. I'm not applying for loan. I simply wanted to move my £60,000 inheritance from Dad from Celtic Credit Union to you because I wanted to support my local credit union just as Dad always did as I will be moving to Caerphilly soon.Such a shame and a loss to the union. I will apply to another local union instead, hopefully they will appreciate my money 💰 with them.

    • G

      Gala

      1.0

      They will attract you through big promises and (fake) care for communities and individuals who lives in Wales.But if you have been a UK resident for less than six years and your credit score is not brilliant - don't bother. They will take all the information from you and ask you to share even your bank statements in detail, they will scan you thoroughly and - reject you if you applied for the loan.In short, they are not ethical, nor do they care about communities or are interested in helping people. They are not 'empowering' anyone else but themselves. They are just taking from the poor to help the rich with lower interest rates to get even richer. They are pushing people who need help deeper into debt.Shameful. And sad.

    • L

      Linda Thompson

      1.0

      So disappointed with the service. Having been turned down again for a loan despite regular payments igoing in on my savings and affordability to repay, I have now had to source money to provide for my family from a high interest loan company forcing me more into debt. Years ago you were a company who were there to help, I wont be apply again and will be closing my accounts as you are of no use

    More reviews (5)

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    Map & Direction

    Directions
    Hours:
    OPEN NOW
    • Friday:10AM–2PM
    • Saturday:Closed
    • Sunday:Closed
    • Monday:10AM–2PM
    • Tuesday:10AM–2PM
    • Wednesday:Closed
    • Thursday:10AM–2PM
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    FAQs

    • 1. How Can I Contact Smart Money Cymru Community Bank?

      You can call them at this phone number 029 2088 3751. Using their website's online form can be helpful.
    • 3. How Can I Obtain a Loan at Smart Money Cymru Community Bank?

      You can apply online on their website. If you need online loans on the same day, you can visit FastPaydayLoans for further details.
    • 5. What Happens If I Can't Pay Back My Loan?

      You can talk with your lender if you foresee trouble making repayments on your loans. Your lender may either agree to a different due date or allow you to skip payments for several months.
    • 2. Where Can I Find Smart Money Cymru Community Bank? How Do I Find It?

      Smart Money Cymru Community Bank is at 64-66 Cardiff Rd, Caerphilly CF83 1JQ, United Kingdom. Just use the map to locate the fastest way to get there.
    • 4. Is Smart Money Cymru Community Bank an Agency or a Lender?

      Braswell & Son Pawn Brokers is a Credit union. However, FastPaydayLoans, as an online lending agency, can help you connect with over 100+ lenders to get loans with no credit check.
    • 6. Is Smart Money Cymru Community Bank Provide Bad Credit Loans Online?

      Yes. Nevertheless, if you want to get get loans with bad credit online online, you can try FastPaydayLoans.