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Financial Institution

Linked Finance

43-45 Dublin D01 X8R2

3.5
(40)
Phone:
0+353 1 906 0300
Website:
https://www.linkedfinance.com/
Address:
43-45 Middle Abbey St, North City, Dublin, D01 X8R2, Ireland
Open Hours:
Thursday9AM–5:30PM
OPEN NOW

    Services

    • Financing Business loans

    Linked Finance Reviews

    3.5 stars based on 40 reviews

    Featured Comments:

    • D

      David Ring

      1.0

      Linked finance recently changed it's terms and conditions to be less investor friendly. They charge 1.2% for cash not invested so you are being charged a fee for on deposit cash. No bank in the country is charging negative interest to retail depositors so this is totally out of step with norms. They also charge €5 to withdraw less than €250. Both of these fees came in in 2021. The issue I have is I put my money into linked finance years ago before these extra charges and now I can't get it out. They are not regulated by the Central Bank so can literally do whatever they want with regards changing terms after people put money in. All I can do now is get my money out as soon as I can but these fees are totally unavoidable. Also loads of their loans are not being paid at the moment and they are not even bothering to put up the latest situation. One is 3 months overdue and the last update was January. They treat the people that have actually lent the money like rubbish.

    • D

      Des Farry

      5.0

      As a UK investor, I have been dealing with Linked Finance for just over 2 years and I have found it to be the best P2P that I am invested in by far. It provides very decent interest rates with a very low default rate on loans made...none so far, in my case. It has a very clear simple website which is very easy to follow. I'd highly recommend it for investment.

    • D

      DD D

      1.0

      Twice withdrawals took nearly over a month and constant chasing. Aside from that new charges coming are so disappointing. You can only withdraw free of charge once a month with minimum withdrawal balance allowed €250 , but any cash balance on your account over €50 in any month charged 1.25% fee, so you'll end up paying 1.25% on any cash balance over €50 on your account on top of 1% monthly mgt fee already charged by Linked Finance. Oh yeah unless you have invested in a loan in last 3 months every 3 months then no charge, basically no way to circumvent charges and take cash from repayments when you need it. Feels nearly as bad as a bank!Other factors of concern is the multiple loan tranches to same businesses. There seems to be push for loan volume to get to profitability, be interesting to see impact on loan book performance once it reaches maturity. Stats and interface are good and they provide figures for overall performance which is better than a lot of other peer to peer platforms.

    More reviews (7)

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    Map & Direction

    Directions
    Hours:
    OPEN NOW
    • Thursday:9AM–5:30PM
    • Friday:9AM–5:30PM
    • Saturday:Closed
    • Sunday:Closed
    • Monday:9AM–5:30PM
    • Tuesday:9AM–5:30PM
    • Wednesday:9AM–5:30PM
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    FAQs

    • 1. How Can I Make Contact With Linked Finance?

      You may get in touch with them by phoning this phone number 0+353 1 906 0300. Using their website's online form can be helpful.
    • 3. What Kind of Services Does Linked Finance Provide?

      Linked Finance also offers these kind of services:
      • Financing Business loans
      More services are available from Linked Finance.
    • 5. Is Linked Finance an Agency or a Lender?

      Linked Finance is a Financial institution. However, FastPaydayLoans, as an online lending agency, can help you establish connections with more than 100+ lenders to get get a loan with no credit check by visiting their site.
    • 2. Where Can You Find Linked Finance? How Do I Locate It?

      Linked Finance is at 43-45 Middle Abbey St, North City, Dublin, D01 X8R2, Ireland. Just use the map to locate the quickest route.
    • 4. How Can I Get a Loan at Linked Finance?

      You can complete the online application form on their website. If you need same day loans, you can visit FastPaydayLoans for further information.
    • 6. What Happens If I Cannot Pay Back My Loan?

      The best course of action is to contact your lender if you think you might have difficulties making your payments on your loans. Your lender may either agree to a different due date or let you defer payments for several months.
    • 7. Is Linked Finance Provide Bad Credit Loans?

      Yes. Nevertheless, if you want to obtain bad credit loans online, FastPaydayLoans is a good option.