Frequently Asked Questions

You may have questions when applying for a loan with FastPaydayLoans. We are always happy to answer any questions you may have. Here, you can find the answers to some of the most frequently asked questions we received from our customers.

How much money can I borrow?

Generally, you can ask for a loan from £50 to £5,000 through FastPaydayLoans. However, the actual amount you can get varies depending on the lender. Our lenders will evaluate your financial situation and income to make a decision.

How fast can I get a loan?

FastPaydayLoans has simplified the application process. It should only take you about 3 minutes to complete the online form. We will then partner you with our lenders in minutes. Once you sign the agreement with the lender, you can expect to get your loan as soon as possible.

What criteria do I need to get a loan?

No matter what types of loans you apply for, there are some basic requirements that you have to meet. You should be a UK resident over 18 with a valid ID. You should also have a regular income, active bank account, phone number and email address.

How can I borrow money with FastPaydayLoans?

Borrowing money with FastPaydayLoans is easy. Just submit the online form with your personal information. You will then receive some offers from our reputable lenders. Choose the most suitable one and sign the agreement with the lender. You will get the money transferred directly into your bank account as soon as the next business day.

How can I repay my loans?

You can repay your loan by cash, debit card, automatic payment or overdue check.

Are loans guaranteed to be approved at FastPaydayLoans?

No, we cannot guarantee the success of any loan application. Each applicant must first pass a routine credit and affordability check. The decision to approve any loan will be based on your current financial situation and the amount you are able to pay.

What if I can't repay a loan on time?

If you cannot repay your loan by the due date, you will get a default notice. You should contact the lender as soon as possible to find ways to get back on track with your payments and get your finances back in order.

Is my personal information safe with FastPaydayLoans?

Yes. FastPaydayLoans will make every effort to protect your personal information. We use advanced encryption methods to keep your information safe and secure.

Will FastPaydayLoans run a credit check on me?

No, FastPaydayLoans as a broker,don't do any form of credit check. Lenders are the ones who check your credit. They will assess your credit when considering any loan application to decide whether or not you are a good risk. Our partner lenders will only implement soft credit checks that won't negatively impact your credit score.

Can I apply for loans even if I am unemployed?

Yes, it is possible to apply for loans in such cases. Most lenders will require you to prove that you have a regular income. Therefore, you can apply for loans as long as you have an alternative source of income.

Can I get loans for bad credit?

You can get loans for bad credit through FastPaydayLoans. As an authorized credit broker, we will connect you with lenders who are willing to approve your loan application irrespective of your poor credit score. To qualify for a bad credit loan, you may need to prove that you have the ability to repay the loan.