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Apply for Short Term Loans in Minutes

How much do you want to borrow?

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    100% Safe & Secure
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    Bad Credit Considered
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    Instant Online Application
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    24/7 Customer Service

Representative Example: Update rep APR to - Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

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What Are Short-term Loans?

Short-term loans can be used to fulfill small expenditures or to start a small-scale business. This type of loan needs to be paid off in a short period, like within 6 or 12 months. Not only for starting small-scale businesses and start-up companies, but individuals can also avail this particular type of loan to get rid of the sudden financial crisis. Examples of short-term loans are payday loans, invoice financing, and lines of credit.

With FastPaydayLoans, you can get a short-term loan from our trusted partner lenders instantly online with fewer chances of risk.

How To Find The Right Short-term Loan?

Before deciding to apply for a short-term loan, be careful by considering the factors like repayment schedule. As short-term loans have a small amount of period to repay, make sure you would be able to do so in the required time.

Moreover, do research on APR and compare it to the interest rate you would be charged with. Also, check if the lenders offer fixed interest rates, otherwise, you need to prepare yourself for higher interest rates down the road.

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Why Choose FastPayDayLoans?

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    No Hidden Fees

    Unlike other online websites, we offer great transparency and do not hide any hidden fees, costs, agreements, and conditions. You only need to repay the borrowed short-term loan with fixed interest rates in the given time.

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    Get an Instant Loan

    By working with FastPaydayLoans, you will get the desired loans from our trusted lenders in as little as 24 hours. No queue ups, no lengthy process.

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    Larger Loan Amounts

    You’ll be amazed about how much our lenders can offer. They provide loans up to £5000 with decent terms and interest rates.

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    Confidentiality & Security

    Never worry about information leakage. All your data shared with us will be protected with bank-grade security measures and therefore, always stay safe and confidential.

What Can I Use A Short-term Loan For?

Just as the name implies, short-term loans are utilized for temporary purposes and small urgent expenses. For instance, to cover a financial emergency or buy a household item, short-term loans are suitable.

Who Can Get A Short-term Loan?

To get short-term loans, you must also be a UK resident and should have a current bank account in the UK. As short-term loans require quick repayments, the borrower should be able to repay the amount in a given time period. So you also need a stable income so that lenders can trust your affordability and lend you money. Furthermore, a decent credit card score also plays a role in borrowing money from lenders at relatively lower interest rates. Even though lenders also lend money on bad credit, to get an ideal agreement, you need to maintain a good credit score.

Do I Need A Guarantor?

No, you don't need to worry about providing a guarantor to our website that can repay your loan if you fail to do so. Instead, we provide unsecured loans that would make the agreement ideal.

To get a short-term loan at FastPayDayLoans, you just need to meet the mentioned eligibility criteria.

Pros and Cons of Short-term Loans


  • You can deal with your unpredictable financial situations by getting short-term loans.
  • You don't need a guarantor to get short-term loans making it approachable.


  • Comparatively to long-term loans, short-term loans have high-interest rates, which can burden the borrower.
  • If someone fails to repay short-term loans, it would cost them additional fees and would add up to their borrowed money.

What if My Application Gets Rejected?

There are chances that your application may get rejected due to some external and internal factors. But, if you have requested a short-term loan online, we will provide you with the contact details of the credit reference agency. So you can check your credit file by contacting them and can bring some improvements. Our platform would still welcome you with the same spirit, and you can apply again to our website.

Free Financial Advice

If you are unable to manage your finances, you can reach out to the following companies to solve your finance-related problems. They provide the tools to manage your repayments and credit card debts and give guidance and instructions to manage retirement and pension. Platforms such as,, give the best solution and roadmap by experts to get debts online.

More Resources About Short-term Loans


  • 1. Is a Guarantor Required for Applying for a Short-Term Loan?

    No, we won't require a guarantor to apply for a short-term loan. However, you must meet the required conditions to apply, such as employment, UK residency, and bank account in the UK.

  • 2. Can I Borrow a Cheap Short-Term Loan?

    The cheapest way to get a short-term loan is through FastPayDayLoans, as our lenders offer ideal terms and lower interest rates.

  • 3. Does Bad Credit Matter While Applying for a Short-Term Loan?

    No. Our lenders provide you loans irrespective of the credit score that you have while applying for a short-term loan. But it is true that it will limit how much you can borrow.

  • 4. Which Kind of Loan is Suitable for the Short Term?

    The most suitable option for a short-term loan is a payday loan as they are simple to be borrowed. The advantage of payday loans is that it has fewer requirements and is an unsecured loan, as you are not putting your personal property directly at risk.

  • 5. Are there any Disadvantages of Short-Term Loans?

    The major disadvantage of a short-term loan is that it accompanies high interest rates and a relatively brief repayment window.

  • 6. What are the Implications of a Short-Term Loan on My Credit Card Score?

    They won’t have a bad effect on your credit score since our lenders use soft credit checks and won’t leave any marks on your credit reports.

    If you repay all the installments at the given time, the score may even improve.

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Manage Your Expenses Through Payday Loans in the UK!

We are a proficient loan website capable of meeting your emergency financial needs! Get payday loans online, even on bad credit, with the best possible environment and conditions.

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