default img

Payday Loans Direct Lender

How much do you want to borrow?

  • default img
    100% Safe & Secure
  • default img
    Bad Credit Considered
  • default img
    Instant Online Application
  • default img
    24/7 Customer Service

Representative Example: Update rep APR to - Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

default img

What is a Direct Lender?

A direct lender is a financial entity that offers loans directly to consumers, without the use of a middleman. Direct lenders may offer different types of loans, including payday loans, instalment loans, and title loans. The customers of these lenders usually don’t have good credit or are unable to get a loan from a traditional bank.

People go for direct lenders to prevent unnecessary costs, fraud, and conditions, although it may take much time and effort to find a reliable lender manually.

Is It Better To Borrow From Direct Lenders?

When you decide to apply for a loan from a direct lender, the procedure can get simplified. As there is no third party involved in the procedure, your personal data and information can be easily managed and processed. Furthermore, you would be prevented from upfront costs that the broker would demand from their customer's services.

However, if there are brokers being middlemen, they process your data before giving them to their panel of lenders. The lenders take care of the factors like interest rate and period of repayment. In short, borrowing money from direct lenders can simplify the process.

default img
default img

Direct Lender vs. Broker

Before applying for a payday loan, you should know the basic difference between a direct lender and a broker. A direct lender is an entity that provides loans to the borrowers directly without the involvement of any third party such as banks or private companies.

On the other hand, a broker acts as a bridge between the borrower and lender. Sometimes, people who don't have an idea about direct loans can go to this platform. By doing so, they can avoid the hassle of contacting many lenders on their own. Instead, brokers contact their panel of lenders when a customer submits his online loan application.

Do I Need A Payday Loan Direct Lender?

A payday loan may be helpful when you encounter some unexpected situations or expenses that you will not be ready for. To manage tougher financial situations, people sometimes seek help from a payday loan direct lender. They offer small amounts of money that can be accessed and repaid without filling out lengthy applications.

When using these payday loans, you can handle your financial emergency without stressing out. You just need to meet the required criteria for these loans and, after approval, you can borrow money straight into your bank account. These direct lenders usually allow you to request for payday loans easily through a simple process.

default img
default img

How Does Your Payday Loan Direct Lender Service Work?

There are many direct lenders out there; however, to find a trustworthy party is a hectic job. To make your work and search easier, FastPaydayLoans work as a middleman and help you connect to eligible lenders. We are not direct lenders; instead, we will find you a suitable loan provider with the ideal interest rates and period of repayment.

Unlike other brokers, we assure you that we do not require any hidden costs and conditions in the whole procedure. Our main aim is to provide the best financial assistance that the customers would need with suitable conditions.

How Do I Get A Payday Loan Through FastPaydayLoans?

The process is quite simple and won't require lengthy applications and forms. You would be informed properly during the whole process as transparency is our main priority. Read the following instructions to apply for a payday loan on our platform:

  • 01

    Submit Application

    First, submit your application for a payday loan by filling in the basic information. The application form can be accessed online from our website.

  • 02

    Wait for Lender Responses

    After submitting the application, wait for our lender’s response. By analysing your requested amount of loan, we will contact numerous payday loans direct lenders. You will be reached out immediately after the decision has been made.

  • 03

    Sign your Agreement

    Sign your loan agreement that we will send you. Read all the terms and conditions and sign in to proceed.

  • 04

    Get the Requested Loan

    You will receive the requested payday loan within minutes. It depends on how quickly the lender approves your application. Once done with the approval, the amount will be transferred to your bank account directly.

Benefits of Direct Lenders

  • default img

    More Transparency

    Unlike broker websites where you don't know where your information has been sent and processed, direct lenders offer greater transparency because of the direct contact. As a result, you would feel safe sharing your data with direct lenders.

  • default img

    FCA Authorised

    Direct lenders are FCA authorised, making them highly reliable and authentic. These firms have a high acceptance rate and make sure to give financial assistance on time. In case some lenders won't be able to fulfil your conditions, you would be passed to another trustworthy party with your consent.

  • default img

    No Middleman

    The involvement of a middleman can make the procedure lengthy and complicated. Your information would be passed on to several lenders through a broker that may result in unwanted emails and phone calls. However, through direct lenders, you can decide and agree to the conditions in one place.

  • default img

    No Upfront Fees

    One of the biggest advantages of direct lenders is that it does not involve hidden secrets, conditions, and fees for payday loans. Thus, you would get an ideal agreement with the lender.

Learn More About Payday Loans UK Direct Lenders


  • 1. Is Bad Credit Important While Applying to a Direct Lender?

    Some direct lenders accept applicants with bad credit. And at FastPaydayLoans, we don't reject our customers simply because they have bad credits. We can help you find the lenders that take bad credit history. We just look at your ability to repay the loans in the required time. So, you can get a payday loan even with bad credit.

  • 2. Does a Credit Check Matter to Apply for a Payday Loan?

    Yes, a credit check always matters to get a payday loan in the UK. Through a credit check, a lender will decide whether or not he should grant you a payday loan. Always remember that every FCA authorised lender will conduct a credit check before granting you a payday loan.

  • 3. Is There Anything like a Cheap Payday Loan?

    Yes, you can try getting a cheap payday loan on our website. After submitting your application, we will help you find relatively lower APR payday loans even if you have a bad credit score.

  • 4. What are the Ways to Enhance My Credit?

    In order to improve your credit, make sure to repay your borrowed money on time. Moreover, it would be ideal to utilise only 50% of your available balance and also to prevent yourself from overdrafts. Keep in mind to pay all your bills in a timely manner.

default img

Manage Your Expenses Through Payday Loans in the UK!

We are a proficient loan website capable of meeting your emergency financial needs! Get payday loans online, even on bad credit, with the best possible environment and conditions.

Get Started Today