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Borrow Money

How much do you want to borrow?

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    100% Safe & Secure
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    Bad Credit Considered
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    Instant Online Application
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    24/7 Customer Service

Representative Example: Update rep APR to - Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Different Ways to Borrow Money

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    Many people prefer personal loans as individuals can get a fixed amount of money in a particular period. Through this method, a person would have an idea of how much amount he will repay monthly and in what period he will repay the entire borrowed money.

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    Credit Cards

    With credit cards, people can buy goods within a determined limit and can pay the borrowed money later. People use this method as they can either pay the borrowed money in smaller portions or one in one lump. Credit cards also enhance the purchasing power in a market.

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    An overdraft can function in a current account when a person lacks some amount during a transaction or in purchasing a thing. You can borrow money in this medium only to the agreed limit. It can be beneficial if a person encounters unexpected expenses or utility bills.

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    Hire Purchase and Conditional Sale

    Hire purchase, and conditional sale are agreements that are usually applied to items like cars. The agreements differ slightly, but both include a condition that the borrower can get legal possession of the item after paying the complete installments. If you fail to pay off the loans timely , the lender can take back the item.

Top Tips For Borrowing Money

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  • Manage your Budget: Before planning to borrow money, make sure to devise your budget in a way to repay the money in the required time easily.
  • Do your Research: Don't make impulsive decisions to borrow money through loans or credit cards. Do your own research about the repaying method and its implications.
  • Stay Away from Loan Sharks: Loan sharks should not be an option for borrowing money as it involves high risks and high-interest rates. Instead, seek a more reliable way to borrow money.
  • Check the Terms and Policies: While getting a loan, make sure to carefully read the terms and policies like payment protection insurance to suit your circumstances.
  • Be Aware of Secured Loans: You should know about secured and unsecured loans before signing the agreement. Through secured loans, a person can lose his home in case of incomplete installments.
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How Much Money Can I Borrow?

On FastPayDayLoans, you can apply for loans between the ranges of £100 to £5000. The exact amount you can borrow is influenced by your income, credit scores, and other criteria.

It’s highly recommended that you borrow money according to your financial situation and the amount you would need for the expense. A small amount would be required in case of ordinary expense, and for expensive items like property, a higher amount might be required, but you need to think twice about whether you have the financial ability to repay the loans in full and on time.

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How To Borrow Money Fast?

To borrow money fast, you can visit FastPayDayLoans and can apply to loans from our lenders. Fill in the required information in a simple form. If any of our lenders agree, you will receive a decision in as little as 5 minutes. You can now compare their rates and terms and choose which lenders to work with. After the approval from the lender, you would receive the amount into your bank account directly within a day.

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Do I Qualify To Borrow Money?

There are certain requirements that we demand from their customers to borrow money. First of all, there is an age requirement that you should be above 18 years of age. You can only borrow money through our platform if you are a UK resident and have a UK bank account along with a debit card. You should be employed and have a stable income that gets paid directly to your UK bank account.

Can I Borrow Money With A Bad Credit Card Rating?

It's essential to maintain a good credit card rating as many lenders evaluate your financial situation through it. But the most important thing that lenders look at before lending money is the capability to repay the borrowed money.

They will keenly observe your affordability criteria, incomes, and savings you would have at the end of the month. If they are satisfied with your financial condition, you will get a money loan.

What Are The Differences Between A Lender And A Broker?

We are not a lender but a broker who does not offer money directly to our users. We can connect you with 150+ direct lenders in our network, hence saving you the hassles of jumping across platforms to get in touch with different lenders by yourself. The information entered across the application is assessed by our lenders, and helps them determine how to craft their offers based on your circumstances.

Explore a Wide Variety of Loan Terms

Interest rates and loan conditions shouldn’t be the only considerations you make. The loan term is another, and there are many options to pick from. FastPaydayLoans provides you with easy access to loans with terms ranging from 3 months to 24 months. Compare them now to find a best-fit loan term for you.


  • 1. Is a Guarantor Required to Borrow Money?

    FastPayDayLoans does not require any guarantor for borrowing money. Instead, customers can feel comfortable with our given environment as the lenders in this platform can easily approve your request even if you have a poor credit card rating.

  • 2. Can I Receive the Cash Instantly?

    After accepting and agreeing with all our terms and conditions, the respective lender will send you the cash amount to your bank account. But there are some external elements like the bank processing speed. So it varies from situation to situation.

  • 3. What Would be the Implications if I Have a Bad Credit Card Score?

    A bad credit card score does not leave a good impression on lenders. But we have lenders who are interested in lending you money irrespective of your credit scores. But they still will check your financial stability and want assurance that you can repay the borrowed money on time.

  • 4. What Would be the Rates?

    The rate of your loan relies on several factors like the period applied to repay the loan money, credit card scores, financial income, and the amount of money you will borrow. The interest rate will be fixed and depict the intensity of risk that the lender assumes while lending you the amount. Sometimes, the interest rate may be higher or lower than APR, relying upon your financial circumstances.

  • 5. What is the Demanded Information Customers Need?

    You would need basic bank account details, source of income, address, along with others. This information aims to help the lender to check your eligibility and to send you money if your request has been approved.

  • 6. How Can I Repay the Borrowed Money?

    Repayment options vary among different lenders. You might need to pay the loans in lump sum within a month, or can pay them in installments.

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Manage Your Expenses Through Payday Loans in the UK!

We are a proficient loan website capable of meeting your emergency financial needs! Get payday loans online, even on bad credit, with the best possible environment and conditions.

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