24 Month Loans

Need a loan now? Have you heard about 24 month loans? You can borrow up to 5000 pounds with no security or poor credit ratings. Why not get your action today!


What is a 24 Month Loan?

A 24 month or 2 year loan is simply a sum of money paid to you up-front, which you repay in monthly instalments over a two year period. If you have unexpected expenses or you need to make a big purchase, you can think about applying for a 24 month loan.

What Can I Use 24 Month Loans for?

Life tends to throw problems at us when we least expect them, and times can be tough for any of us. Trying to manage your personal finances can become complicated when unexpected expenses crop up, blowing your carefully planned budgets apart. Borrowing some money to help these situations can be a lifesaver, especially with things like medical bills, repairs to household appliances, or motor vehicle repairs.

Other times you may need to help pay for a family wedding, or you need to replace your car, or maybe you just want to update a faded lounge suite – there are many times that you think “If only I had some extra cash…” These situations are exactly what a 24 month loan is intended for, to help you in times of crisis. Perhaps you are thinking about consolidating your debts, so instead of various credit card or hire purchase payments you pay them all off together (which by the way will give you some good credit references for the future) and just have one debt to service.

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How Do I Apply for a 24 Month Loan?

Applying for a 24 Month Loan with us, there are only a few simple steps to make. The whole process is quick and easy.

Step 1: Fill in your application form online. FastPaydayLoans will collect your basic individual information for matching you with the most suitable direct lenders. All your personal information is only used for loan appraisal.

Step 2: Request approved. After submitting your loan application, our panel of lenders will verify your information as quickly as possible and send you a loan offer.

Sept 3: Get your loan funds. Once your application is approved by our lenders, you will get your loan on the same day or the next working day.

How much would you like?

12 month

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Can I Access a 24 Month Loan with a Bad Credit Score?

If you made some late payments on your bills or you have had debt problems in the past, you may have a low credit rating. A poor credit rating can certainly be a disadvantage when it comes to finding lenders who will trust you to repay the loan on time, but even with a bad credit score you can still access this loan.

You may not have a perfect credit history, but that may not reflect your financial position now. When applying for a 24 month loan with bad credit, here at FastPaydayLoans, our lenders will look at where you are currently in terms of your finances, your income, what other debts you have, and what your expenses are. If you are able to afford the instalment of this loan, then requesting loans for bad credits should not be a concern for you.

Why Trust FastPaydayLoans?
How much can I take out?£100-£5000No obligation quotes
Representative APR49.7%(variable)Competitive rates
Will bad credit be accepted?YesLenient requirements
What are the repayment periods?1-36 monthsFlexible loan term options
How can I apply?Apply online24/7 available
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How Should I Pay Back a 24 Month Loan?

A 24 month loan can be the answer to many of your current problems, including paying off high-interest credit cards. But it is still a debt and should not be taken without thinking about it carefully. The most important thing is that the monthly repayments have to be affordable. You must make sure you understand the terms of the loan and that all the details have been explained to you, so you know exactly what you are getting into.

Paying back the loan is a commitment you make to the lenders, so you have to be sure to budget your money carefully and always meet your obligations. Make a careful check of your finances and make sure you can pay the monthly instalments.


How long does it take to receive the 24 Month Loan?

If you meet the eligibility criteria and your lender has made the lending decision, you will get the money on the same day or the next working day.

Can I get a 24 Month Loan without a guarantor?

Yes. 24 month loans are unsecured, so you don’t need to be a home-owner or have someone acting as a guarantor for the loan application.

How do I know that a 24-month term is right for me?

Once we have given you a quote, you can look at the proposed monthly repayments and decide if it suits you. If you think you can afford to repay a little more, you can ask for a shorter repayment term and that will reduce the cost of the loan.

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For Shortage of Funds, Why Not Consider a 24 Month Loan?

FastPaydayLoans help you get easy access to 24 Month Loan in a short time for your financing package. Let us help you get your finances on track now!

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