I Need Money Urgently: Where Can I Borrow Money?
There are a ton of reasons why you might need an urgent loan. It could be to cover home improvement costs, buy a new car, or even cover an unexpected expense such as an emergency medical bill. Here are some of the options you might have:
A credit card allows you to spend now and pay later - usually up to your agreed credit limit. After spending on your credit card, you need to make at least the minimum payment every month. Alternatively, you can pay it back in full to avoid paying interest.
A personal loan is a situation where you borrow money for a personal need and then pay back the loan (plus interest) at a set time – typically in monthly installments. Visit FastPaydayLoans to see some of the best urgent loan lenders available to you today.
If you have an arranged overdraft with your bank, you can still spend money from your current account even after the balance falls below zero. Typically, an arranged overdraft has an interest-free buffer, below which you will be charged interest when you spend. This helps you better manage your bills.
Additional Mortgage Borrowing
Additional mortgage borrowing involves taking an additional loan from your current mortgage lender. Typically, you can get even up to 85% of your home's value and pay it back in monthly installments. This is a good option for big-ticket expenses – but ensure you can comfortably pay back the debt, or you might risk losing your home.
How Does Urgent Loan at FastPaydayLoans Work?
Easy Online Application
All the lenders on our list accept online applications. Once you have decided you need money urgently, you only need to quickly find a lender from the list and get right into negotiating the terms. All this is done online.
Multiple Choices of Lenders
We know that an emergency doesn’t wait. FastPaydayLoans has compiled a long and elaborate list of urgent loan lenders to help you narrow your search and find yourself a lender urgently.
Quick Decision & Fast Money
If you are eligible and the lender is happy with your application, you will receive your funds even as soon as the same day. The lenders on our list have quick and simple processes to get you access to the money as quickly as possible.
How much would you like?
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Can I Get My Urgent Loan with Bad Credit?
Many traditional lenders might not consider you for a loan if you have bad credit. As a broker, FastPaydayLoans is committed to bringing you multiple choices of reputable bad credit lenders who can offer you the fastest, safest, and most reliable loans even with bad credit.
Many people with bad credit or who have trouble accessing loans from traditional lenders have been able to access urgent loans from lenders on our list. All lenders on our list have streamlined processes that leave very little impact on your credit rating.
|Why Trust FastPaydayLoans?|
|How much can I take out?||£100-£5000||No obligation quotes|
|Representative APR||49.7%(variable)||Competitive rates|
|Will bad credit be accepted?||Yes||Lenient requirements|
|What are the repayment periods?||1-36 months||Flexible loan term options|
|How can I apply?||Apply online||24/7 available|
How Quickly Can I Get My Emergency Money?
We understand that when an emergency occurs, you need money as quickly as possible. Most of the reputable lenders on our list will get back to you promptly once you have submitted your application. Once you have been approved, the money will be in your account as soon as the same day.
The exact length of time it takes to receive your funds vary depending on your individual banks' policies. However, even the most sluggish banks turn it around during this period, and most applicants quickly receive money in their bank accounts.